Política de crédito rural no Brasil: um estudo sobre o Plano Safra e os desafios da agricultura familiar

Abstract

Rural credit policy in Brazil was examined in this study, focusing on the Safra Plan and the challenges faced by small and medium-sized producers. A historical contextualization of the national agricultural credit system was carried out, highlighting the transformations and legal frameworks that shaped the current scenario. After this, the Safra Plan was analyzed, addressing its characteristics, motivations, forms of access and objectives. The programs and credit lines available were discussed, in addition to the impact of the Safra Plan on Brazilian agriculture. It then focused on the challenges faced by small and medium-sized producers in accessing rural credit, examining specific programs and policies for this target audience. The results obtained in the research show that obstacles such as the lack of financial guarantees and bureaucracy were identified, highlighting the importance of financial inclusion measures to promote sustainable development in rural areas. This study contributes to the understanding of rural credit policy in Brazil and highlights the need for specific policies and measures to strengthen access to credit for small and medium-sized producers, boosting the country's economic and social development.